How many movies have you seen that show the madness on the stock trading floor? The reality is, of course, that the stock market is a hot investment tool. And, people can and do make a lot of money by investing in stocks. But there is a lot to know about how to buy stocks.
Continue reading
However, there are some fairly trustworthy places to invest that should give you returns and security. If you’re new to investing and not sure what to do, a Canadian robo-advisor might be a great choice.
Continue reading
Insurance is one of those things that you pay and pay — and pay. Yet, you hope you never actually have to take advantage of the service you’re paying for. It’s there for times of trouble or disaster. And you need to have that peace of mind, but it comes at a price. And protecting your biggest asset with home insurance is essential.
Continue reading
Planning for retirement is a key aspect of any financial plan. One of the best ways to make sure you have enough money to retire on is to invest in a Registered Retirement Savings Plan (RRSP). Then, watch your nest egg grow. But it’s important to understand your RRSP contribution limit to maximize the benefit.
Continue reading
You’ve booked your flight and hotel. Now all you have to do is start looking up things to do and places to eat, right? Not necessarily. To create a stress-free trip, it’s also important to consider protecting yourself from some of the pitfalls of travel. But what exactly is travel insurance, and do you need it?
Continue reading
Buying your first home is exciting if not an overwhelming, exercise. You save and visualize that dream home, then, you search and select your options. And with fingers crossed, you put in your offer.
Continue reading
Whether you’re saving for the future or a trip, or just trying to make ends meet, a solid budget helps get you there. Actually seeing what you spend and what you owe helps you build a good credit history and score.
Continue reading
Being an adult comes with a host of expenses that you can’t avoid, like food and shelter. Far too many people wince at adding the cost of insurance to their list of fixed expenses. But, life insurance is not a variable expense.
Continue reading
Whether most of us know what a good credit score looks like in actual terms is another story. What do potential creditors consider a good score? Is there a point of no return from bad credit? And is there such a thing as a magic number to strive to attain?
Continue reading
Let’s face it, some of us need to learn the hard way that spending what we don’t have is a bad idea. Ideally, we realize this before destroying our credit rating.
Continue reading
We know we should save money, and we know the best way is to earn money on our savings and to diligently set aside a certain amount each year.
Continue reading
If you work in finance or have an interest in this industry, finance events and conferences are a great opportunity to learn from the best.
Continue reading
However, it’s always important to prepare for tax season in Canada. And the best way to do that is to understand what you should know, including what’s new and when it’s due.
Continue reading
Registered Retirement Savings Plans (RRSPs) help you save for your future. But many Canadians may want or even need, access to that pot of funds early. If that’s you, it’s important to understand RRSP withdrawal rules so you can make the best decision for your situation.
Continue reading
How are you supposed to know which credit card is best for travel? Well, it depends on a lot of factors.
Continue reading
Take full advantage of your RRSP. With proper planning and an understanding of what you can and can’t contribute, and when, you can reap the rewards in retirement.
Continue reading
Financial planning is the best way to manage the waxes and wanes in your financial situation. It allows you to live comfortably, while saving for a rainy day and, eventually, retirement.
Continue reading
It is best to consider consolidation if you have multiple debts with high-interest costs and if you are not paying them off in full every month.
Continue reading
We have put together a list of budgeting tips for Canadians to help reduce the stress of worrying about whether you have the cash to cover your expenses.
Continue reading
Buying a property is exciting. But it can also be pretty overwhelming.
Continue reading