Investing

Investing in automotive ETFs in Canada allows you to capitalize on the car and vehicle industry. These investments provide a diversified approach to invest in the sector broadly. These funds typically consist of stocks from companies engaged in manufacturing, technology, and services related to automotives. Notable players in the Canadian automotive ETF space include those focusing on electric vehicles, traditional automakers, and component suppliers. Investors seeking exposure to automobiles, mobility, and transportation can consider these ETFs for potential portfolio growth. But before making a final decision, it’s essential to conduct thorough research. You must consider factors like expense ratios, current holdings, and market trends. This will help you select the best automotive ETF for your investment goals. We’ve provided some baseline information in this article, keep reading to learn more! Related Reading: Types of ETFs in Canada How to make money with ETF? To make money with ETFs, investors should follow a strategic approach. Firstly, research and select ETFs that

Have you decided to invest in stocks, but aren’t sure where to start with selection and research? You’ve come to the right place! As a beginner, it can be overwhelming to navigate financial statements, ratios, and other aspects of stock research and investing. Fortunately, we’ve provided details on how to research stocks with this guide. We’ll cover what stock research is and how to develop a strategy that suits your financial situation. Keep reading to learn more! What is stock research? Stock research is a methodology employed by investors to analyze the value of a stock investment before making a purchase. The process should be holistic, considering both quantitative and qualitative aspects. For instance, an investor should evaluate the financial statements and the executive team of a company before making a final decision. Related Reading: Types of Stock Orders How do I start researching stocks to buy? As with anything, you need to spend time developing your craft. This is

Canada has some of theworld’s most expensive real estate. Big bank’s real estate financing options are increasingly harder to qualify for. Plus, with the current prime rate, they’re more expensive than usual. Private mortgage lenders have emerged as a possible alternative. They are also known as non-bank lenders or private money lenders. These lenders provide borrowers and investors with easier access to mortgages. They offer unique advantages including personalized terms and creative financing solutions. This flexibility allows borrowers to navigate “different” financial situations that are not always accepted by banks, such as self-employment, low credit scores, Islamic banking needs, or any other details big banks may shy away from. Private mortgage lenders have become an increasingly attractive option for borrowers. Private mortgage lenders make quick lending decisions. This is different from the slow, bureaucratic nature of banks. Meaning, private lenders can make speedy loan approvals. Thereby allowing borrowers to capitalize on time-sensitive real estate opportunities. Speed and efficiency are particularly

The transportation industry contributes to the economy at large. It facilitates the movement of people, goods, and services around the world. The industry facilitates strong economies and globalization. The businesses in the transportation industry build and operate trains, trucks, planes, ships, and more. Further, they carry on the operations of storage facilities and containers for the movement of goods. The transportation industry accounts for $6 trillion dollars globally. With such economic importance, many people smartly invest in transportation Exchange-Traded Funds (ETFs), among other kinds of investments. Transportation ETFs offer a simple way to invest in the transportation industry, as we’ll discuss in this article. Related Reading: What is Personal Finance and Why is it Important? ETFs serve as gateways to diversified investment opportunities. Thereby navigating the complexities of the transportation industry can be challenging. Transportation ETFs offer investors the opportunity to invest in the broader industry. Continue reading as we explore notable transportation ETFs in Canada and beyond, focusing on

Investing is an important aspect of personal finance as a whole. Of course, there are other important factors too, like budgeting and paying down debt. But once you’ve mastered these things, you’ll eventually build enough savings to put into an investment. Why is investing important, you ask? There are several reasons, but the main ones are to allow your money to grow passively and to save for big life goals, like buying a house, retirement, or achieving financial freedom. If you’re new to investing, you may wonder how to start investing in Canada with a little money. Even if you have ample savings set aside for investment purposes, beginners can still learn something from this article. Keep reading to learn more about how to start investing in Canada! How much money do I need to start investing in Canada? In the past, there were minimum investment requirements on trading platforms in Canada. But with modern platforms like Questrade and Wealthsimple,

Nuclear energy is experiencing a comeback in the world of resources, after a few decades of renewable energy sources like solar, wind, and hydro dominating investment. Nuclear is coming back as the clear energy source to meet growing energy needs in Canada and beyond. It remains relatively clean and has become increasingly safe. While there are genuine concerns with nuclear energy, it is clear that nuclear has a key role in the resource industry. However, it will help diversify energy sources while stabilizing the resource supply. Investing in nuclear is simple. People can invest in stocks or nuclear energy ETFs, which we’ll cover in this article. Keep reading to learn more! Why Nuclear Energy is the Future Nuclear energy is often considered a significant component of the future energy. With low carbon emissions, it is considered a relatively clean fuel source. Although, this is a highly debated and contentious issue. Nuclear energy may not produce high carbon emissions, but it

Artificial Intelligence, or AI for short, has a history that spans multiple decades. With varying abilities over the years, AI continues to evolve and its capabilities continue to grow. AI has developed into self-learning and producing systems. More than that, AI is available at the consumer’s fingertips. Machines can increasingly learn, adapt, and perform tasks once solely done by humans. With the release ofChatGPTby OpenAI in November 2022, the everyday consumer has quickly learned the power of AI. Technology develops and grows exponentially at a rapid pace and AI is no exception. The amount of recent growth has produced wide interest and investment. Canada is positioning itself as a leader in the advancement of AI. Multiple companies have research and development initiatives in the field. With such an innovative and promising development, there are Canadian AI stocks you should watch. Keep reading to learn more! What is an AI stock? An AI stock is a publicly-traded company that does a

Artificial Intelligence, or AI for short, is a major part of technology worth hundreds of billions of dollars. With the recent release of platforms like ChatGPT, AI is exploding in the world of tech. So, it’s no surprise that many people are investing in AI ETFs in Canada. If you are interested in investing in AI, but aren’t sure where to start, going with an ETF is a good starting point. They allow you to invest in numerous companies and securities within one investment vehicle. In this article, you will find out some of the top artificial intelligence ETFs in Canada. Keep reading to learn more! What is an AI ETF in Canada? An AI ETF in Canada is a good way for investors to trade AI based investments and avoid the problems involved with trading individual stocks. AI ETFs are a compilation of exchange-listed AI stocks and securities, which become shares that can be bought or sold on a

It’s no news that owning individual stocks can be a costly investment strategy due to commissions and management fees. This is a drawback which has made ETFs more attractive to Canadian investors in recent years. Most retail ETFs in Canada, or ETFs in general, offer fewer fees which helps investors to maximize returns.While ETFs offer captivating benefits, identifying the best retail ETFs in Canada is crucial. When choosing the best retail ETFs in Canada, you should consider factors such as management fees, diversification, liquidity, and size.Hence, this article will explore some of these ETFs and what they offer. This will help you make informed investment decisions.Continue reading to learn more! What is a retail ETF? An ETF, which stands for Exchange Traded Fund, refers to an investment option that spreads its funds among a basket of diverse investment assets. These assets might include stocks, commodities, bonds, or other securities, as long as they are readily available during market hours. Portfolio

Canadian treasury bills, also known simply as T-bills, are one of many investment options that investors leverage. They’re widely known for providing low-risk and reliable returns. The Canadian government issues the T-bills to interested investors. They guarantee to pay back your principal and yields at maturity. Canadian T-bills are flexible. More specifically, they make it easy for investors to buy and sell T-bills before maturity in an open market. Also, they are a highly liquid investment option, meaning investors can buy and sell them at any time. While beneficial, purchasing Canadian T-bills can be a complex and overwhelming process, especially if you’re new to investing. Hence, this article will guide you on how to buy treasury bills in Canada. Keep reading to learn more! What are treasury bills? Before we explore how to buy treasury bills in Canada, it’s important to understand what treasury bills are. Treasury bills, or simply T-bills, are short-term debt securities that mature over a timeline

You have big hopes for that new mutual fund. A hefty $500 per month should turn into a 5% annual return until retirement, if the market performs accordingly. But something’s eating into your return: those pesky fees. Unfortunately, that’s just part of every investment fund. If you read the fine print, you’ll notice a few categories of fees that you can’t wrap your head around. The most prominent two on the list? MER, or management expense ratio, and management fees. A solid financial advisor will walk through these fees with you so there aren’t any misunderstandings. You can find one on our highly rated and fully vetted roster. But for now, what’s the difference between MER vs management fee? And how do you avoid paying too many fees on investments? After all, your goal is to make money, not spend your profits. We’ll cover what each one means and what they mean for your investment with this guide. Keep reading

Exchange-traded funds (ETFs) have gained popularity among Canadian investors. They offer investors the opportunity to buy various securities within a single investment, similar to a mutual fund. The most desired feature of ETFs is their ability to minimize tax liabilities, especially when compared to mutual funds which are not as tax efficient. By reducing tax burdens, investors maximize their returns. Otherwise, taxes will negatively impact the overall income generated from investments. Overall, tax efficient ETFs in Canada can maximize your capital growth. Furthermore, they can generate a passive income stream, mitigate your investment risks, and much more.Do you want to strategically minimize tax liability and increase your investment yield? This article will outline four tax efficient ETFs in Canada and their distinct features. Read on to learn more! Tax Efficiency and ETFs: Knowing the Basics ETF stands for exchange traded fund. They are investment vehicles that pool money from numerous investors. Those funds are then invested into various assets, typically

Nobody likes a big bill come tax season. Even if you invest in all the right financial products, some of those products might be less tax efficient than others. Our roster of financial advisors discuss many topics with clients to help them select investment strategies and products to minimize tax burden.So, how do you choose?Let’s start with two popular financial products: ETFs and mutual funds. Are ETFs more tax efficient than mutual funds? Or is it the other way around? We’ll walk through each of their unique attributes and help you figure out which one is more tax efficient. What does tax efficient mean? First stop? Let’s clear the air on what we mean when we say “tax efficient.” Tax efficient means an individual or business can pay the least possible amount of taxes required by law. For investment products, tax efficiency is based on the product’s return and tax obligation on that return. For example, Registered Retirement Savings Plans

Property flipping involves buying and selling real estate over a short period of time with the goal of turning a profit. With rapidly rising home prices in various parts of Canada, many engage in property flipping. Not only can you make a lot of money doing so, but the tax treatment was quite reasonable, meaning that after-tax profits were generous. However, this all changed with the new residential property flipping rule introduced on January 1, 2023. In short, these new rules require investors to report income earned from flipping property as business income, not investment income. This results in higher taxes, unless the investor is willing to wait longer than a year to offload their real estate investments. Curious about whether the new residential property flipping rule affects you? Continue reading to learn more! What is property flipping? Property flipping is a real estate investment strategy. It involves buying property with the intention of reselling it for profit, rather than

The negative effects of fossil fuels on the environment have been a growing concern in the last few years. Consequently, fossil fuels are gradually phasing out and renewable energy sources are taking the lead. The Canadian Renewable Energy Association (CanREA) recorded 13.6% (288 MW) growth in Canada’s solar energy sector between 2020 and 2021. This means that Canada evolved from a solar power of 2,111 MW to 2,399 MW in just one year. For this reason, it’s a great time to invest in the Canadian solar energy stock market! As you can imagine, many investors already have an eye on Canadian solar energy stocks. Here, we’ll reveal which Canadian solar energy stocks are more likely to perform well to allow you to maximize your returns and build up your portfolio. Renewable Energy vs. Fossil Fuel: Which one should you invest in? If we were to compare renewable energy to fossil fuels 5 years ago, we might have had a relatively

When it comes to buying stocks, there is so much information to consider. Using ratios and other market data, investors can make insightful investing decisions. But, where do investors get the information needed to make those decisions? And are there tools that can help you refine the data? There are many free stock research sites to help narrow down and process the information, which we’ll explore in this article. Key factors to consider during your research include a company’s leadership, history, financials, and competitors. Fortunately, the best free stock research sites help break down this information. Keep reading to learn more! Related Reading: Stocks vs Real Estate: Which is better to invest in? What is stock research and why do I need it? Stock research helps you evaluate the true value of a company. Often, companies can be over or under valued in any given market for a number of reasons. Most investors attempt to find companies that are under

Semiconductor ETFs in Canada have become one of the most popular sectors for investors. These components are a major part of our daily electronic accessories and devices.Without semiconductors, the world would not have been able to make technological advancements function today. It’s no longer a surprise that investors are interested in getting involved with the next big thing in technology.In fact, there has been a recent shortage of semiconductors which has brought much attention to the sector. Investing in semiconductors has since become a rewarding opportunity for investors. In this article, we will mention the top semiconductor ETFs in Canada and some of the features of each of them. Keep reading to learn more! What is a semiconductor ETF? Before we go ahead to discuss semiconductor ETFs, it’s helpful to understand what a semiconductor is exactly. After all, investors should be aware of what they’re investing in! Semiconductor devices display different useful features, such as passing current from one direction

There are tons of investing styles out there. When it comes to stocks and other types of securities, there are different kinds of trading strategies. Some stick to stocks and ETFs, while others explore bonds, GICs and mutual funds. Some Canadians prefer to participate in long term investing, and some prefer to earn gains in the short term. When we consider timelines in relation to investing, that’s where swing trading comes into play. So, what is swing trading exactly? In simple terms, swing trading is an investing strategy used to profit in the short run, typically a week to a month. Keep reading to find out more about swing trading and if it’s the right trading style for you! What is swing trading? Swing trading is a type of market security trading tactic. With this method, securities are held longer than day trading. Typically, securities are held for a few days to no longer than a month. Securities held for

Swing trading vs day trading: with so many trading methods available at our fingertips, what is the best strategy? Both swing and day trading involves watching markets closely. Traders make predictions for short term changes in markets to earn a small profit. By continuously doing this, investors can earn cumulative profits in the long run. As with any security market, there are significant risks to consider before getting involves in swing trading or day trading. Continue reading to understand how these trading strategies compare and contrast, and which is the best option for you. What is swing trading vs day trading? Swing trading and day trading are both short term trading strategies. Day trading occurs many times in a single day and requires high involvement. In fact, most day traders work on a full time basis and are considered self-employed. In summary, securities are not held overnight or for longer than a day when day trading, as the name implies.

Investments that pay you every month help you find financial freedom and achieve your financial goals. They allow you to live more independently and on your own terms. Building up the right investments that pay you every month takes time, consideration and money. And unfortunately, the path won’t always be linear, you may have setbacks and losses. Most people seek these types of investments for retirement or other large goals, like saving for a down payment on a home. However, passive income provides additional freedom, security and flexibility which supports retirement and an independent lifestyle. These benefits can be accessed at any point in your life. With dedication and effort, you can build a portfolio of investments that pay you every month. Invest in what interests you and aligns with your level of risk tolerance. No investment is without risk but given the right information, you can begin wisely. What is passive income? Passive income is a source of money